Impacto de la inclusión financiera en el crecimiento económico en México por Entidad Federativa 2013-2021

Abstract

Impact of financial inclusion on economic growth in Mexico by State 2013-2021

The objective of the research is relate the economic growth and financial inclusion in Mexico. The methodology is fixed effects data panel, incorporating in the analysis temporality and spatiality, used the Quarterly Index of State Economic Activity (ITAEE) as a dependent variable and related it to the increase in available technological infrastructure as independent variables.  The result found shows that the increase in financial inclusion is significantly related to the increase in technological access points, so it is recommended to boost its growth. The limitation of this research is that is focused on analyzing and impacting digital technology channels and does not consider traditional channels. Originality is established by validating through an econometric study the theoretical assertion that digital technologies represent the best way to increase financial inclusion and economic growth. In the conclusions, it is observed that digital devices have been established as a significantly relevant factor in the growth of financial inclusion and economic growth.